Effective Date: 1/7/25

Welcome to WealthWithPrateek (“we”, “us”, or “our”). These Terms and Conditions (“Terms”) outline the rules and regulations for access to and use of our website, www.wealthwithprateek.com (the “Site”), and the products and services provided through it.

By continuing to access or use our Site and services, you agree to be bound by these Terms. If you do not accept any of these terms, we request you to kindly refrain from using the Site or its offerings.

At WealthWithPrateek, we offer premium subscription-based services designed to provide financial insights, company analysis, and advisory content to help you make informed decisions. 

We offer:

• Educational insights and company analysis

• Informative & Personalized 1:1 Consultation Calls

• Curated insights on insurance and mutual funds

• General personal finance advice based on experience

Please Note: We do not offer personalized investment advice or portfolio management services. Any financial decision made by the user must be independently evaluated or done in consultation with a SEBI-registered investment advisor (RIA), SEBI-registered research analyst (RA).

By using our services, you agree to:

• Use the platform solely for lawful and informational purposes

• Refrain from sharing misleading, harmful, defamatory, or infringing content

• Maintain the confidentiality of your login credentials

• Take responsibility for any actions performed under your account

We reserve the right to suspend access or terminate services for users found violating these terms or misusing the platform.

All original content available on the Site—including, but not limited to, written materials, analysis, videos, images, downloadable documents, templates, logo and branding — is the intellectual property of WealthWithPrateek.

You may not copy, reproduce, distribute, or publicly display our content without explicit prior written consent. Any unauthorized use will be treated as a violation of our rights and may result in legal action.

All payments made towards accessing webinars, subscription based services must be processed through the authorized payment gateway available on the Site.

Access to paid content will be granted only upon successful transaction confirmation.

Pricing, offers, and features of products are subject to change without prior notice.

Please ensure you review pricing and service inclusions carefully before making any purchases.

Refunds and cancellations are handled as per our policies mentioned on the respective pages of the website. Please read the Refund Policy and Cancellation Policy in detail before initiating a purchase.

We believe in transparent and fair usage. Any misuse or abuse of the policies may result in restricted access or account termination.

At times, we may provide links to external websites, tools, or service providers for informational or convenience purposes. We do not endorse or take responsibility for the content, privacy practices, or performance of these third-party sites.

Users are advised to review their policies and proceed with discretion.

While we strive to provide accurate, up-to-date, and well-researched information, we do not guarantee the completeness, or suitability of the material for individual financial circumstances.

All decisions made based on our content are at the sole discretion and risk of the user. We shall not be held liable for any financial loss, decision, or damage incurred.

We reserve the right to update, modify, or revise these Terms at any time without prior notice. The most current version will always be available on our website. Continued use of our services post-amendment will imply your acknowledgment and acceptance of the updated Terms.

These Terms shall be governed by and interpreted in accordance with the laws of India. All disputes arising in relation to these Terms shall be subject to the exclusive jurisdiction of the competent courts in Varanasi, Uttar Pradesh, India.